▼ 0.50% · 3.625%
HK$19,026
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,618
−HK$602/mo
Today · 4.125%
HK$20,220
baseline
▲ 0.50% · 4.625%
HK$21,450
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,440/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,167
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,734
−HK$576/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,486
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,929
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,580
−HK$661/mo
Today · 4.125%
HK$22,241
baseline
▲ 0.50% · 4.625%
HK$23,595
+HK$1,354/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,482/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$633/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$25,835
+HK$1,294/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,542
−HK$721/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,740
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,081
−HK$691/mo
Today · 4.125%
HK$26,772
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,544/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,504
−HK$781/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,885
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,517
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,255
−HK$748/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,637
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,466
−HK$841/mo
Today · 4.125%
HK$28,307
baseline
▲ 0.50% · 4.625%
HK$30,030
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,614/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$806/mo
Today · 4.125%
HK$31,234
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,468/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,427
−HK$902/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$32,175
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$863/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,389
−HK$962/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,320
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,775
−HK$921/mo
Today · 4.125%
HK$35,696
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,392/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$1,022/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$979/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,248
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,313
−HK$1,082/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,610
+HK$2,215/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,100
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,122
−HK$1,036/mo
Today · 4.125%
HK$40,158
baseline
▲ 0.50% · 4.625%
HK$42,275
+HK$2,117/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,316/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).