▼ 0.50% · 3.625%
HK$18,555
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,132
−HK$587/mo
Today · 4.125%
HK$19,719
baseline
▲ 0.50% · 4.625%
HK$20,918
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,438/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,642
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$561/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$22,904
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,411
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,045
−HK$645/mo
Today · 4.125%
HK$21,690
baseline
▲ 0.50% · 4.625%
HK$23,010
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,380/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,706
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,315
−HK$618/mo
Today · 4.125%
HK$23,933
baseline
▲ 0.50% · 4.625%
HK$25,195
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,866/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,266
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,959
−HK$703/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$25,102
+HK$1,440/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,771
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$674/mo
Today · 4.125%
HK$26,109
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,218/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,122
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,872
−HK$762/mo
Today · 4.125%
HK$25,634
baseline
▲ 0.50% · 4.625%
HK$27,194
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,268/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,835
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,555
−HK$730/mo
Today · 4.125%
HK$28,285
baseline
▲ 0.50% · 4.625%
HK$29,776
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,570/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,977
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$821/mo
Today · 4.125%
HK$27,606
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,212/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,899
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$786/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,066
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,833
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$880/mo
Today · 4.125%
HK$29,578
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,800/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,156/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,963
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$842/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,357
+HK$1,721/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,688
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,611
−HK$939/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,469
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,028
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,913
−HK$899/mo
Today · 4.125%
HK$34,812
baseline
▲ 0.50% · 4.625%
HK$36,647
+HK$1,835/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,624/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,525
−HK$997/mo
Today · 4.125%
HK$33,522
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,044/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,092
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,033
−HK$955/mo
Today · 4.125%
HK$36,988
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,976/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$1,055/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,653
+HK$2,160/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,156
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,010/mo
Today · 4.125%
HK$39,163
baseline
▲ 0.50% · 4.625%
HK$41,228
+HK$2,065/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,326/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).