▼ 0.50% · 3.625%
HK$18,127
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,691
−HK$573/mo
Today · 4.125%
HK$19,264
baseline
▲ 0.50% · 4.625%
HK$20,436
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,528/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,707
−HK$549/mo
Today · 4.125%
HK$21,256
baseline
▲ 0.50% · 4.625%
HK$22,376
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,512/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,940
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,560
−HK$630/mo
Today · 4.125%
HK$21,190
baseline
▲ 0.50% · 4.625%
HK$22,480
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,380/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,183
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,778
−HK$604/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,614
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,753
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,429
−HK$688/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,523
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$658/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$744/mo
Today · 4.125%
HK$25,043
baseline
▲ 0.50% · 4.625%
HK$26,567
+HK$1,524/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,086/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$714/mo
Today · 4.125%
HK$27,633
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,266/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,168
−HK$802/mo
Today · 4.125%
HK$26,970
baseline
▲ 0.50% · 4.625%
HK$28,611
+HK$1,641/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,940/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,233
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,990
−HK$768/mo
Today · 4.125%
HK$29,758
baseline
▲ 0.50% · 4.625%
HK$31,327
+HK$1,569/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,516/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,037
−HK$859/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,758/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,061
−HK$823/mo
Today · 4.125%
HK$31,884
baseline
▲ 0.50% · 4.625%
HK$33,565
+HK$1,681/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,768/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,004
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$916/mo
Today · 4.125%
HK$30,822
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,876/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,644/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,266
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,132
−HK$878/mo
Today · 4.125%
HK$34,010
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,020/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,816
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,775
−HK$974/mo
Today · 4.125%
HK$32,749
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,993/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,498/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$933/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,040
+HK$1,905/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,629
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$1,031/mo
Today · 4.125%
HK$34,675
baseline
▲ 0.50% · 4.625%
HK$36,785
+HK$2,110/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,350/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,300
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,273
−HK$988/mo
Today · 4.125%
HK$38,261
baseline
▲ 0.50% · 4.625%
HK$40,278
+HK$2,017/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,522/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).