▼ 0.50% · 3.625%
HK$18,255
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,822
−HK$577/mo
Today · 4.125%
HK$19,399
baseline
▲ 0.50% · 4.625%
HK$20,580
+HK$1,181/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,798/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,308
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,853
−HK$552/mo
Today · 4.125%
HK$21,405
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,810/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,080
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,705
−HK$634/mo
Today · 4.125%
HK$21,339
baseline
▲ 0.50% · 4.625%
HK$22,638
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,678/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,339
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$608/mo
Today · 4.125%
HK$23,546
baseline
▲ 0.50% · 4.625%
HK$24,787
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,092/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,905
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$692/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,696
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,370
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,023
−HK$663/mo
Today · 4.125%
HK$25,686
baseline
▲ 0.50% · 4.625%
HK$27,040
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,372/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,469
−HK$750/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,754
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$719/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,293
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,556
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$808/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,194
−HK$773/mo
Today · 4.125%
HK$29,967
baseline
▲ 0.50% · 4.625%
HK$31,547
+HK$1,580/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,934/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,382
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$865/mo
Today · 4.125%
HK$29,099
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,198/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,462
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,279
−HK$829/mo
Today · 4.125%
HK$32,108
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,692/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,216/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$923/mo
Today · 4.125%
HK$31,039
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,078/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,493
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$884/mo
Today · 4.125%
HK$34,248
baseline
▲ 0.50% · 4.625%
HK$36,054
+HK$1,806/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,496/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,998
−HK$981/mo
Today · 4.125%
HK$32,979
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$2,006/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,958/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$940/mo
Today · 4.125%
HK$36,389
baseline
▲ 0.50% · 4.625%
HK$38,307
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,778/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$1,039/mo
Today · 4.125%
HK$34,919
baseline
▲ 0.50% · 4.625%
HK$37,043
+HK$2,124/mo
Deposit HK$801K · loan HK$7.20M · min. income ≈ HK$69,838/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,554
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,535
−HK$994/mo
Today · 4.125%
HK$38,529
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,031/mo
Deposit HK$801K · loan HK$7.20M · min. income ≈ HK$77,058/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,165 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).