▼ 0.50% · 3.625%
HK$18,884
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$597/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,289
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,008
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$572/mo
Today · 4.125%
HK$22,143
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,286/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$657/mo
Today · 4.125%
HK$22,075
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,150/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,109
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$628/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$717/mo
Today · 4.125%
HK$24,082
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,164/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$686/mo
Today · 4.125%
HK$26,572
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,144/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$775/mo
Today · 4.125%
HK$26,088
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,176/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,310
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$743/mo
Today · 4.125%
HK$28,786
baseline
▲ 0.50% · 4.625%
HK$30,303
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,572/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,260
−HK$835/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,710/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,411
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$800/mo
Today · 4.125%
HK$31,000
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$62,000/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,207
−HK$895/mo
Today · 4.125%
HK$30,102
baseline
▲ 0.50% · 4.625%
HK$31,934
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,204/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,512
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,357
−HK$857/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$34,965
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,214
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,154
−HK$955/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$34,062
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,613
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,514
−HK$915/mo
Today · 4.125%
HK$35,429
baseline
▲ 0.50% · 4.625%
HK$37,296
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,858/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$1,015/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$2,075/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,714
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$972/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,991
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$1,074/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,028/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,443 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).