▼ 0.50% · 3.625%
HK$18,916
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,505
−HK$598/mo
Today · 4.125%
HK$20,103
baseline
▲ 0.50% · 4.625%
HK$21,326
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,206/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,044
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,609
−HK$572/mo
Today · 4.125%
HK$22,181
baseline
▲ 0.50% · 4.625%
HK$23,350
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,362/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,808
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$658/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,458
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,149
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,769
−HK$630/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,700
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,406
−HK$717/mo
Today · 4.125%
HK$24,123
baseline
▲ 0.50% · 4.625%
HK$25,591
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,246/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,253
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,930
−HK$687/mo
Today · 4.125%
HK$26,617
baseline
▲ 0.50% · 4.625%
HK$28,020
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,234/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,356
−HK$777/mo
Today · 4.125%
HK$26,133
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,266/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,358
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,091
−HK$745/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,356
+HK$1,520/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,307
−HK$837/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,712/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$802/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,375
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,257
−HK$897/mo
Today · 4.125%
HK$30,154
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,308/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,566
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$859/mo
Today · 4.125%
HK$33,272
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,544/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,266
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,208
−HK$956/mo
Today · 4.125%
HK$32,164
baseline
▲ 0.50% · 4.625%
HK$34,121
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,328/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,671
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,574
−HK$916/mo
Today · 4.125%
HK$35,490
baseline
▲ 0.50% · 4.625%
HK$37,361
+HK$1,871/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,980/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,158
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,158
−HK$1,016/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$2,080/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,735
−HK$973/mo
Today · 4.125%
HK$37,708
baseline
▲ 0.50% · 4.625%
HK$39,696
+HK$1,988/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,416/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$1,076/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,386
+HK$2,201/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,880
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,030/mo
Today · 4.125%
HK$39,926
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,852/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,872 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).