▼ 0.50% · 3.625%
HK$19,589
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,198
−HK$619/mo
Today · 4.125%
HK$20,817
baseline
▲ 0.50% · 4.625%
HK$22,084
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,634/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,792
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,377
−HK$593/mo
Today · 4.125%
HK$22,970
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,210/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,940/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,548
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,218
−HK$681/mo
Today · 4.125%
HK$22,899
baseline
▲ 0.50% · 4.625%
HK$24,292
+HK$1,393/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$45,798/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$653/mo
Today · 4.125%
HK$25,267
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,331/mo
Deposit HK$3.87M · loan HK$4.72M · min. income ≈ HK$50,534/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,238
−HK$743/mo
Today · 4.125%
HK$24,981
baseline
▲ 0.50% · 4.625%
HK$26,501
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,962/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,151
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,852
−HK$712/mo
Today · 4.125%
HK$27,564
baseline
▲ 0.50% · 4.625%
HK$29,016
+HK$1,452/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,128/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,465
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,257
−HK$805/mo
Today · 4.125%
HK$27,062
baseline
▲ 0.50% · 4.625%
HK$28,709
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,124/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,330
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,090
−HK$771/mo
Today · 4.125%
HK$29,861
baseline
▲ 0.50% · 4.625%
HK$31,435
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,722/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,424
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,277
−HK$867/mo
Today · 4.125%
HK$29,144
baseline
▲ 0.50% · 4.625%
HK$30,917
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,288/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,509
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,327
−HK$830/mo
Today · 4.125%
HK$32,157
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,314/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,383
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$929/mo
Today · 4.125%
HK$31,226
baseline
▲ 0.50% · 4.625%
HK$33,126
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,452/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,688
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$889/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$990/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,868
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$948/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$1,938/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,301
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,337
−HK$1,052/mo
Today · 4.125%
HK$35,389
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,778/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,047
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,008/mo
Today · 4.125%
HK$39,048
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,096/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$1,114/mo
Today · 4.125%
HK$37,471
baseline
▲ 0.50% · 4.625%
HK$39,751
+HK$2,280/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,942/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,226
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,278
−HK$1,067/mo
Today · 4.125%
HK$41,345
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,690/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,718 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).