▼ 0.50% · 3.625%
HK$19,517
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,124
−HK$616/mo
Today · 4.125%
HK$20,740
baseline
▲ 0.50% · 4.625%
HK$22,002
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,480/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,712
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$591/mo
Today · 4.125%
HK$22,885
baseline
▲ 0.50% · 4.625%
HK$24,091
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,770/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,468
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,136
−HK$679/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,203
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,883
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,524
−HK$650/mo
Today · 4.125%
HK$25,174
baseline
▲ 0.50% · 4.625%
HK$26,501
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,348/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,420
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,148
−HK$741/mo
Today · 4.125%
HK$24,889
baseline
▲ 0.50% · 4.625%
HK$26,403
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,778/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,054
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,753
−HK$709/mo
Today · 4.125%
HK$27,462
baseline
▲ 0.50% · 4.625%
HK$28,910
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,924/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,372
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,161
−HK$802/mo
Today · 4.125%
HK$26,963
baseline
▲ 0.50% · 4.625%
HK$28,603
+HK$1,640/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,926/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,226
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,983
−HK$768/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,319
+HK$1,568/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,323
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,173
−HK$864/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,803
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,397
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,212
−HK$827/mo
Today · 4.125%
HK$32,039
baseline
▲ 0.50% · 4.625%
HK$33,728
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,078/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,186
−HK$925/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,893/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,568
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$886/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,137
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,227
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$987/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$35,204
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,671
−HK$945/mo
Today · 4.125%
HK$36,616
baseline
▲ 0.50% · 4.625%
HK$38,546
+HK$1,930/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,232/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,178
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,210
−HK$1,049/mo
Today · 4.125%
HK$35,259
baseline
▲ 0.50% · 4.625%
HK$37,404
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,518/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,910
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,900
−HK$1,005/mo
Today · 4.125%
HK$38,905
baseline
▲ 0.50% · 4.625%
HK$40,955
+HK$2,050/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,810/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$1,110/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,604
+HK$2,271/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,063/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,364
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,769 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).