▼ 0.50% · 3.625%
HK$19,481
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$616/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,254
−HK$590/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,429
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,096
−HK$677/mo
Today · 4.125%
HK$22,773
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,386/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,546/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,479
−HK$649/mo
Today · 4.125%
HK$25,128
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,325/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,256/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$738/mo
Today · 4.125%
HK$24,843
baseline
▲ 0.50% · 4.625%
HK$26,355
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,686/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$707/mo
Today · 4.125%
HK$27,412
baseline
▲ 0.50% · 4.625%
HK$28,857
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,824/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$801/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,175
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$767/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$862/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$825/mo
Today · 4.125%
HK$31,981
baseline
▲ 0.50% · 4.625%
HK$33,667
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,962/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$923/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$884/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,170
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$985/mo
Today · 4.125%
HK$33,125
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,250/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,606
−HK$944/mo
Today · 4.125%
HK$36,550
baseline
▲ 0.50% · 4.625%
HK$38,476
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,100/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,118
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$1,047/mo
Today · 4.125%
HK$35,195
baseline
▲ 0.50% · 4.625%
HK$37,336
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,390/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,844
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,002/mo
Today · 4.125%
HK$38,834
baseline
▲ 0.50% · 4.625%
HK$40,881
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,668/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,066
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,157
−HK$1,108/mo
Today · 4.125%
HK$37,265
baseline
▲ 0.50% · 4.625%
HK$39,533
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,530/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,011
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,057
−HK$1,062/mo
Today · 4.125%
HK$41,119
baseline
▲ 0.50% · 4.625%
HK$43,286
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,238/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,304 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).