▼ 0.50% · 3.625%
HK$19,983
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,604
−HK$632/mo
Today · 4.125%
HK$21,236
baseline
▲ 0.50% · 4.625%
HK$22,528
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,472/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,230
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,827
−HK$604/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,981
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$694/mo
Today · 4.125%
HK$23,359
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,718/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,109
−HK$666/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,133
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,725
−HK$758/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$27,033
+HK$1,550/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$726/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,977
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$821/mo
Today · 4.125%
HK$27,606
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,212/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$786/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,067
+HK$1,606/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$884/mo
Today · 4.125%
HK$29,730
baseline
▲ 0.50% · 4.625%
HK$31,539
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,460/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$847/mo
Today · 4.125%
HK$32,804
baseline
▲ 0.50% · 4.625%
HK$34,533
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,608/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$948/mo
Today · 4.125%
HK$31,854
baseline
▲ 0.50% · 4.625%
HK$33,792
+HK$1,938/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,708/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$907/mo
Today · 4.125%
HK$35,147
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,294/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,972
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,967
−HK$1,010/mo
Today · 4.125%
HK$33,977
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,954/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,569
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,523
−HK$967/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,467
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,970
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,027
−HK$1,074/mo
Today · 4.125%
HK$36,101
baseline
▲ 0.50% · 4.625%
HK$38,297
+HK$2,196/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,202/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,792
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,805
−HK$1,029/mo
Today · 4.125%
HK$39,834
baseline
▲ 0.50% · 4.625%
HK$41,933
+HK$2,099/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,668/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$1,137/mo
Today · 4.125%
HK$38,224
baseline
▲ 0.50% · 4.625%
HK$40,550
+HK$2,326/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$76,448/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,015
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,089/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,223/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,900 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).