▼ 0.50% · 3.625%
HK$20,216
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,844
−HK$639/mo
Today · 4.125%
HK$21,483
baseline
▲ 0.50% · 4.625%
HK$22,791
+HK$1,308/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,966/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,490
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$612/mo
Today · 4.125%
HK$23,705
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,410/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,237
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$703/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$25,070
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$673/mo
Today · 4.125%
HK$26,075
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,150/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,259
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,013
−HK$767/mo
Today · 4.125%
HK$25,780
baseline
▲ 0.50% · 4.625%
HK$27,349
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,560/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,988
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,711
−HK$735/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$29,945
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,280
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,098
−HK$830/mo
Today · 4.125%
HK$27,928
baseline
▲ 0.50% · 4.625%
HK$29,628
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,856/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,237
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,021
−HK$795/mo
Today · 4.125%
HK$30,816
baseline
▲ 0.50% · 4.625%
HK$32,440
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,632/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,302
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,182
−HK$895/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,907
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,330
−HK$857/mo
Today · 4.125%
HK$33,187
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$1,749/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,374/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,323
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,267
−HK$958/mo
Today · 4.125%
HK$32,225
baseline
▲ 0.50% · 4.625%
HK$34,186
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,450/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,734
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$918/mo
Today · 4.125%
HK$35,557
baseline
▲ 0.50% · 4.625%
HK$37,431
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,114/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$1,022/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,367
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,436
−HK$1,086/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,744
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,232
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,258
−HK$1,040/mo
Today · 4.125%
HK$40,298
baseline
▲ 0.50% · 4.625%
HK$42,422
+HK$2,124/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,596/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,388
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,520
−HK$1,150/mo
Today · 4.125%
HK$38,670
baseline
▲ 0.50% · 4.625%
HK$41,023
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,340/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,481
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,567
−HK$1,101/mo
Today · 4.125%
HK$42,668
baseline
▲ 0.50% · 4.625%
HK$44,918
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,336/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).