▼ 0.50% · 3.625%
HK$19,542
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,150
−HK$618/mo
Today · 4.125%
HK$20,768
baseline
▲ 0.50% · 4.625%
HK$22,031
+HK$1,263/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,536/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,324
−HK$591/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,830/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,497
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,165
−HK$680/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,390/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,556
−HK$651/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,535
+HK$1,328/mo
Deposit HK$3.86M · loan HK$4.71M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$741/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$710/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,405
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,195
−HK$803/mo
Today · 4.125%
HK$26,998
baseline
▲ 0.50% · 4.625%
HK$28,641
+HK$1,643/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,996/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,263
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$769/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,360
+HK$1,570/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,359
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$865/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$828/mo
Today · 4.125%
HK$32,081
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,162/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,313
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$927/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$33,047
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,485
−HK$888/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$1,812/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$988/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$2,022/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,718
−HK$946/mo
Today · 4.125%
HK$36,664
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$1,933/mo
Deposit HK$1.71M · loan HK$6.86M · min. income ≈ HK$73,328/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,222
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,255
−HK$1,050/mo
Today · 4.125%
HK$35,305
baseline
▲ 0.50% · 4.625%
HK$37,453
+HK$2,148/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$70,610/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,959
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,950
−HK$1,006/mo
Today · 4.125%
HK$38,956
baseline
▲ 0.50% · 4.625%
HK$41,009
+HK$2,053/mo
Deposit HK$1.29M · loan HK$7.28M · min. income ≈ HK$77,912/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$1,112/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,657
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,183
−HK$1,064/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,421
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).