▼ 0.50% · 3.625%
HK$20,622
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,264
−HK$652/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$624/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,685
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,390
−HK$717/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,237
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,913
−HK$687/mo
Today · 4.125%
HK$26,600
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,200/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,517
−HK$782/mo
Today · 4.125%
HK$26,299
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,598/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,269
−HK$749/mo
Today · 4.125%
HK$29,018
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,036/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,809
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,643
−HK$847/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$30,224
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,825
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$811/mo
Today · 4.125%
HK$31,436
baseline
▲ 0.50% · 4.625%
HK$33,093
+HK$1,657/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,872/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,770
−HK$912/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,549
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,981
−HK$874/mo
Today · 4.125%
HK$33,855
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,710/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,934
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$978/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,413
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,336
−HK$937/mo
Today · 4.125%
HK$36,273
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,546/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,996
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$1,043/mo
Today · 4.125%
HK$35,065
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,130/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,708
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$999/mo
Today · 4.125%
HK$38,691
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,382/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,058
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,149
−HK$1,108/mo
Today · 4.125%
HK$37,257
baseline
▲ 0.50% · 4.625%
HK$39,524
+HK$2,267/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,514/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,002
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,048
−HK$1,061/mo
Today · 4.125%
HK$41,109
baseline
▲ 0.50% · 4.625%
HK$43,276
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,218/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,120
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,275
−HK$1,173/mo
Today · 4.125%
HK$39,448
baseline
▲ 0.50% · 4.625%
HK$41,849
+HK$2,401/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,896/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,296
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,123/mo
Today · 4.125%
HK$43,527
baseline
▲ 0.50% · 4.625%
HK$45,822
+HK$2,295/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,054/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,394 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).