▼ 0.50% · 3.625%
HK$20,105
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,731
−HK$635/mo
Today · 4.125%
HK$21,366
baseline
▲ 0.50% · 4.625%
HK$22,666
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,732/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,367
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,967
−HK$609/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$24,818
+HK$1,242/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,116
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,804
−HK$699/mo
Today · 4.125%
HK$23,503
baseline
▲ 0.50% · 4.625%
HK$24,933
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,006/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$669/mo
Today · 4.125%
HK$25,933
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,866/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,877
−HK$763/mo
Today · 4.125%
HK$25,640
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,280/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,560
−HK$731/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$29,782
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,137
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$826/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,466
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,857
−HK$791/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,023
−HK$890/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,733
+HK$1,820/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,314
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,154
−HK$852/mo
Today · 4.125%
HK$33,006
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,012/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,158
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,096
−HK$953/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,951/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,551
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,451
−HK$912/mo
Today · 4.125%
HK$35,363
baseline
▲ 0.50% · 4.625%
HK$37,227
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,726/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,169
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$1,017/mo
Today · 4.125%
HK$34,186
baseline
▲ 0.50% · 4.625%
HK$36,266
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,372/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,787
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,747
−HK$974/mo
Today · 4.125%
HK$37,721
baseline
▲ 0.50% · 4.625%
HK$39,709
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,442/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,179
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$1,081/mo
Today · 4.125%
HK$36,323
baseline
▲ 0.50% · 4.625%
HK$38,533
+HK$2,210/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,646/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,024
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,034/mo
Today · 4.125%
HK$40,078
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,156/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,190
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,316
−HK$1,143/mo
Today · 4.125%
HK$38,459
baseline
▲ 0.50% · 4.625%
HK$40,799
+HK$2,340/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,918/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,261
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,341
−HK$1,095/mo
Today · 4.125%
HK$42,436
baseline
▲ 0.50% · 4.625%
HK$44,673
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,872/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,517 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).