▼ 0.50% · 3.625%
HK$21,814
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$690/mo
Today · 4.125%
HK$23,182
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,364/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$661/mo
Today · 4.125%
HK$25,579
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,158/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$759/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$726/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,620
+HK$1,484/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$827/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,511
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$792/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,358
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$896/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,548
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$858/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,539
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,489
−HK$965/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,975
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$924/mo
Today · 4.125%
HK$35,810
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,620/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,721
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$1,034/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$990/mo
Today · 4.125%
HK$38,368
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,736/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,902
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,988
−HK$1,103/mo
Today · 4.125%
HK$37,091
baseline
▲ 0.50% · 4.625%
HK$39,347
+HK$2,256/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,182/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,057/mo
Today · 4.125%
HK$40,926
baseline
▲ 0.50% · 4.625%
HK$43,083
+HK$2,157/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,852/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,083
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,172/mo
Today · 4.125%
HK$39,409
baseline
▲ 0.50% · 4.625%
HK$41,807
+HK$2,398/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,818/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,255
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,361
−HK$1,123/mo
Today · 4.125%
HK$43,484
baseline
▲ 0.50% · 4.625%
HK$45,776
+HK$2,292/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,968/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,265
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,486
−HK$1,241/mo
Today · 4.125%
HK$41,727
baseline
▲ 0.50% · 4.625%
HK$44,266
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,454/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,682
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,853
−HK$1,188/mo
Today · 4.125%
HK$46,041
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,082/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).