▼ 0.50% · 3.625%
HK$20,241
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,871
−HK$640/mo
Today · 4.125%
HK$21,511
baseline
▲ 0.50% · 4.625%
HK$22,819
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,022/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,518
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,122
−HK$613/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$24,986
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$704/mo
Today · 4.125%
HK$23,662
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,324/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$674/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,484
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,289
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$768/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,747
−HK$735/mo
Today · 4.125%
HK$28,482
baseline
▲ 0.50% · 4.625%
HK$29,983
+HK$1,501/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,964/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$832/mo
Today · 4.125%
HK$27,964
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,928/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,059
−HK$796/mo
Today · 4.125%
HK$30,855
baseline
▲ 0.50% · 4.625%
HK$32,482
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,710/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,219
−HK$896/mo
Today · 4.125%
HK$30,115
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,230/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,525
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$858/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$1,751/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,362
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,306
−HK$960/mo
Today · 4.125%
HK$32,266
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,963/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,532/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$919/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,479
+HK$1,877/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,386
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,393
−HK$1,024/mo
Today · 4.125%
HK$34,417
baseline
▲ 0.50% · 4.625%
HK$36,511
+HK$2,094/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,834/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,029
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,995
−HK$981/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$39,977
+HK$2,001/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,410
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,480
−HK$1,088/mo
Today · 4.125%
HK$36,568
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$2,225/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,136/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,281
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,308
−HK$1,041/mo
Today · 4.125%
HK$40,349
baseline
▲ 0.50% · 4.625%
HK$42,476
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,698/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,434
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,568
−HK$1,151/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$41,075
+HK$2,356/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,533
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,620
−HK$1,103/mo
Today · 4.125%
HK$42,723
baseline
▲ 0.50% · 4.625%
HK$44,975
+HK$2,252/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,446/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,303 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).