▼ 0.50% · 3.625%
HK$3,012
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,106
−HK$95/mo
Today · 4.125%
HK$3,201
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$195/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$6,402/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$91/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,718
+HK$186/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,417
−HK$104/mo
Today · 4.125%
HK$3,521
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$215/mo
Deposit HK$594K · loan HK$727K · min. income ≈ HK$7,042/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$100/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$205/mo
Deposit HK$594K · loan HK$727K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,727
−HK$114/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,075
+HK$234/mo
Deposit HK$528K · loan HK$793K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$110/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$223/mo
Deposit HK$528K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$123/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$254/mo
Deposit HK$462K · loan HK$859K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$119/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$462K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$134/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$272/mo
Deposit HK$396K · loan HK$925K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$128/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$261/mo
Deposit HK$396K · loan HK$925K · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$143/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$292/mo
Deposit HK$330K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$137/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$279/mo
Deposit HK$330K · loan HK$991K · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$152/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$311/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$145/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,949
+HK$298/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$162/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,697
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$155/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$171/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$351/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$164/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).