▼ 0.50% · 3.625%
HK$2,909
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,999
−HK$92/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,279
+HK$188/mo
Deposit HK$638K · loan HK$638K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,323
−HK$88/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,591
+HK$180/mo
Deposit HK$638K · loan HK$638K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,200
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,299
−HK$101/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,607
+HK$207/mo
Deposit HK$574K · loan HK$702K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$97/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,950
+HK$198/mo
Deposit HK$574K · loan HK$702K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$110/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$226/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$106/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$216/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$120/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$244/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$114/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$129/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$263/mo
Deposit HK$383K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$123/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$252/mo
Deposit HK$383K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$319K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$270/mo
Deposit HK$319K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$147/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$141/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,745
+HK$288/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$156/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$320/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$149/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$306/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$165/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$339/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$159/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$323/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).