▼ 0.50% · 3.625%
HK$3,376
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$107/mo
Today · 4.125%
HK$3,588
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$218/mo
Deposit HK$740K · loan HK$740K · min. income ≈ HK$7,176/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$103/mo
Today · 4.125%
HK$3,959
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$208/mo
Deposit HK$740K · loan HK$740K · min. income ≈ HK$7,918/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$117/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$241/mo
Deposit HK$666K · loan HK$814K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$113/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$229/mo
Deposit HK$666K · loan HK$814K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$128/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$262/mo
Deposit HK$592K · loan HK$888K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$122/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$251/mo
Deposit HK$592K · loan HK$888K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$284/mo
Deposit HK$518K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$133/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$272/mo
Deposit HK$518K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,726
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$150/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$305/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$143/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$292/mo
Deposit HK$444K · loan HK$1.04M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,221
−HK$161/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$327/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$153/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,251
+HK$313/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$170/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$350/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$164/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$334/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$181/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$174/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$354/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$192/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$393/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$184/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$375/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).