▼ 0.50% · 3.625%
HK$2,323
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,395
−HK$74/mo
Today · 4.125%
HK$2,469
baseline
▲ 0.50% · 4.625%
HK$2,619
+HK$150/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$4,938/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,584
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,654
−HK$70/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$143/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,555
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,635
−HK$80/mo
Today · 4.125%
HK$2,715
baseline
▲ 0.50% · 4.625%
HK$2,881
+HK$166/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,430/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,843
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,919
−HK$77/mo
Today · 4.125%
HK$2,996
baseline
▲ 0.50% · 4.625%
HK$3,154
+HK$158/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,992/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,788
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,143
+HK$181/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$85/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$172/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,020
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,114
−HK$95/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$195/mo
Deposit HK$357K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,360
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,450
−HK$91/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$187/mo
Deposit HK$357K · loan HK$662K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$103/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,666
+HK$210/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,618
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$98/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$201/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$110/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$225/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$106/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$215/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$118/mo
Today · 4.125%
HK$3,950
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$240/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$7,900/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,135
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$112/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$230/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$125/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$255/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$120/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$244/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$133/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$127/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$258/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).