▼ 0.50% · 3.625%
HK$3,233
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$102/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$209/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$98/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$199/mo
Deposit HK$709K · loan HK$709K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$112/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$230/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$108/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$220/mo
Deposit HK$638K · loan HK$780K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$250/mo
Deposit HK$567K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$118/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$567K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$272/mo
Deposit HK$496K · loan HK$922K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,801
−HK$127/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$260/mo
Deposit HK$496K · loan HK$922K · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$292/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$137/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$280/mo
Deposit HK$425K · loan HK$992K · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$153/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$314/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$147/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$300/mo
Deposit HK$354K · loan HK$1.06M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,172
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$164/mo
Today · 4.125%
HK$5,497
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$334/mo
Deposit HK$284K · loan HK$1.13M · min. income ≈ HK$10,994/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$157/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,385
+HK$320/mo
Deposit HK$284K · loan HK$1.13M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$173/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$166/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$340/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,819
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$184/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,560
+HK$376/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,647
−HK$176/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).