▼ 0.50% · 3.625%
HK$3,014
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,108
−HK$95/mo
Today · 4.125%
HK$3,203
baseline
▲ 0.50% · 4.625%
HK$3,398
+HK$195/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$6,406/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$92/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,721
+HK$186/mo
Deposit HK$661K · loan HK$661K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$105/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,738
+HK$214/mo
Deposit HK$595K · loan HK$727K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$100/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,093
+HK$205/mo
Deposit HK$595K · loan HK$727K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$529K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$110/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$223/mo
Deposit HK$529K · loan HK$793K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$124/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$253/mo
Deposit HK$463K · loan HK$859K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$118/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$242/mo
Deposit HK$463K · loan HK$859K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$133/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$273/mo
Deposit HK$397K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$128/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$260/mo
Deposit HK$397K · loan HK$925K · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$143/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,098
+HK$293/mo
Deposit HK$330K · loan HK$991K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,165
−HK$137/mo
Today · 4.125%
HK$5,302
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$280/mo
Deposit HK$330K · loan HK$991K · min. income ≈ HK$10,604/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$153/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$311/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$146/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$298/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$162/mo
Today · 4.125%
HK$5,446
baseline
▲ 0.50% · 4.625%
HK$5,777
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,892/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,701
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$155/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,326
+HK$317/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$171/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$351/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$165/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).