▼ 0.50% · 3.625%
HK$3,151
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$100/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$203/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$96/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$195/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,466
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,574
−HK$109/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,908
+HK$225/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$105/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$214/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$119/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$245/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$115/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$233/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$129/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$265/mo
Deposit HK$484K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$253/mo
Deposit HK$484K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$139/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$285/mo
Deposit HK$415K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$134/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$272/mo
Deposit HK$415K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,726
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$150/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$305/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$143/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$292/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$160/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$326/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$153/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$311/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$169/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$347/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$162/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$179/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,394
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$172/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$350/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).