▼ 0.50% · 3.625%
HK$2,018
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,081
−HK$64/mo
Today · 4.125%
HK$2,145
baseline
▲ 0.50% · 4.625%
HK$2,275
+HK$130/mo
Deposit HK$443K · loan HK$443K · min. income ≈ HK$4,290/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,245
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,305
−HK$62/mo
Today · 4.125%
HK$2,367
baseline
▲ 0.50% · 4.625%
HK$2,491
+HK$124/mo
Deposit HK$443K · loan HK$443K · min. income ≈ HK$4,734/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,220
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,289
−HK$70/mo
Today · 4.125%
HK$2,359
baseline
▲ 0.50% · 4.625%
HK$2,503
+HK$144/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$4,718/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,470
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,536
−HK$67/mo
Today · 4.125%
HK$2,603
baseline
▲ 0.50% · 4.625%
HK$2,740
+HK$137/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$5,206/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,422
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,497
−HK$77/mo
Today · 4.125%
HK$2,574
baseline
▲ 0.50% · 4.625%
HK$2,730
+HK$156/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,148/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,767
−HK$73/mo
Today · 4.125%
HK$2,840
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$150/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,680/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,624
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,705
−HK$83/mo
Today · 4.125%
HK$2,788
baseline
▲ 0.50% · 4.625%
HK$2,958
+HK$170/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$5,576/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,919
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$80/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,239
+HK$162/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,826
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$90/mo
Today · 4.125%
HK$3,003
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$182/mo
Deposit HK$266K · loan HK$620K · min. income ≈ HK$6,006/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$85/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,488
+HK$175/mo
Deposit HK$266K · loan HK$620K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,122
−HK$95/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$196/mo
Deposit HK$221K · loan HK$664K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,368
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$92/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$187/mo
Deposit HK$221K · loan HK$664K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,330
−HK$102/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$208/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$97/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$200/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$108/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$104/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$89K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$110/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$224/mo
Deposit HK$89K · loan HK$797K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).