▼ 0.50% · 3.625%
HK$3,359
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$107/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$102/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$207/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$117/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$238/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$112/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$228/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$127/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$261/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$122/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$250/mo
Deposit HK$589K · loan HK$884K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$138/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$283/mo
Deposit HK$516K · loan HK$957K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$132/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$270/mo
Deposit HK$516K · loan HK$957K · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$148/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$142/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$291/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$159/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$152/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$170/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$348/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,979
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$163/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$332/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$180/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$370/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,523
−HK$173/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$191/mo
Today · 4.125%
HK$6,425
baseline
▲ 0.50% · 4.625%
HK$6,816
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,850/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,726
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$183/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,463
+HK$373/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).