▼ 0.50% · 3.625%
HK$3,246
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$103/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$210/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$98/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$201/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,571
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,682
−HK$113/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$231/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$108/mo
Today · 4.125%
HK$4,187
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$221/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$8,374/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,016
−HK$124/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,391
+HK$251/mo
Deposit HK$569K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$240/mo
Deposit HK$569K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$134/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$272/mo
Deposit HK$498K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$127/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$261/mo
Deposit HK$498K · loan HK$925K · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$144/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$293/mo
Deposit HK$427K · loan HK$996K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$427K · loan HK$996K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,021
−HK$153/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,489
+HK$315/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$148/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,010
+HK$300/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,355
−HK$164/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,855
+HK$336/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$157/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$321/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,518
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,690
−HK$174/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$357/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$167/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$341/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$184/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$378/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$176/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$362/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).