▼ 0.50% · 3.625%
HK$17,162
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,696
−HK$542/mo
Today · 4.125%
HK$18,238
baseline
▲ 0.50% · 4.625%
HK$19,348
+HK$1,110/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,476/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,092
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,604
−HK$520/mo
Today · 4.125%
HK$20,124
baseline
▲ 0.50% · 4.625%
HK$21,185
+HK$1,061/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,248/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,878
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,465
−HK$597/mo
Today · 4.125%
HK$20,062
baseline
▲ 0.50% · 4.625%
HK$21,283
+HK$1,221/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,124/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,002
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,565
−HK$571/mo
Today · 4.125%
HK$22,136
baseline
▲ 0.50% · 4.625%
HK$23,303
+HK$1,167/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,272/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,594
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,235
−HK$651/mo
Today · 4.125%
HK$21,886
baseline
▲ 0.50% · 4.625%
HK$23,217
+HK$1,331/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,772/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,525
−HK$624/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,422
+HK$1,273/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,310
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,004
−HK$705/mo
Today · 4.125%
HK$23,709
baseline
▲ 0.50% · 4.625%
HK$25,152
+HK$1,443/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$47,418/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,820
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,486
−HK$675/mo
Today · 4.125%
HK$26,161
baseline
▲ 0.50% · 4.625%
HK$27,540
+HK$1,379/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$52,322/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,027
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,774
−HK$759/mo
Today · 4.125%
HK$25,533
baseline
▲ 0.50% · 4.625%
HK$27,087
+HK$1,554/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,066/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,729
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,446
−HK$727/mo
Today · 4.125%
HK$28,173
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,486/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,346/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,743
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,544
−HK$813/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$29,022
+HK$1,665/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,639
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,407
−HK$779/mo
Today · 4.125%
HK$30,186
baseline
▲ 0.50% · 4.625%
HK$31,777
+HK$1,591/mo
Deposit HK$1.88M · loan HK$5.64M · min. income ≈ HK$60,372/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,459
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$868/mo
Today · 4.125%
HK$29,181
baseline
▲ 0.50% · 4.625%
HK$30,956
+HK$1,775/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$58,362/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,548
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,367
−HK$831/mo
Today · 4.125%
HK$32,198
baseline
▲ 0.50% · 4.625%
HK$33,895
+HK$1,697/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$64,396/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$922/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,891
+HK$1,886/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$883/mo
Today · 4.125%
HK$34,211
baseline
▲ 0.50% · 4.625%
HK$36,014
+HK$1,803/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,422/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,852
−HK$977/mo
Today · 4.125%
HK$32,829
baseline
▲ 0.50% · 4.625%
HK$34,826
+HK$1,997/mo
Deposit HK$753K · loan HK$6.77M · min. income ≈ HK$65,658/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,366
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,288
−HK$935/mo
Today · 4.125%
HK$36,223
baseline
▲ 0.50% · 4.625%
HK$38,132
+HK$1,909/mo
Deposit HK$753K · loan HK$6.77M · min. income ≈ HK$72,446/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$225,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).