▼ 0.50% · 3.625%
HK$15,297
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,773
−HK$483/mo
Today · 4.125%
HK$16,256
baseline
▲ 0.50% · 4.625%
HK$17,245
+HK$989/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,512/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,018
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,474
−HK$463/mo
Today · 4.125%
HK$17,937
baseline
▲ 0.50% · 4.625%
HK$18,883
+HK$946/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,874/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,827
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,350
−HK$532/mo
Today · 4.125%
HK$17,882
baseline
▲ 0.50% · 4.625%
HK$18,970
+HK$1,088/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,764/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,719
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,221
−HK$510/mo
Today · 4.125%
HK$19,731
baseline
▲ 0.50% · 4.625%
HK$20,771
+HK$1,040/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,356
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,927
−HK$580/mo
Today · 4.125%
HK$19,507
baseline
▲ 0.50% · 4.625%
HK$20,694
+HK$1,187/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$39,014/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,421
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,969
−HK$555/mo
Today · 4.125%
HK$21,524
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,135/mo
Deposit HK$2.68M · loan HK$4.03M · min. income ≈ HK$43,048/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,886
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,504
−HK$629/mo
Today · 4.125%
HK$21,133
baseline
▲ 0.50% · 4.625%
HK$22,419
+HK$1,286/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,266/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,123
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,716
−HK$602/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,547
+HK$1,229/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,416
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,082
−HK$677/mo
Today · 4.125%
HK$22,759
baseline
▲ 0.50% · 4.625%
HK$24,143
+HK$1,384/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,518/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$648/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,324/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,945
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,659
−HK$725/mo
Today · 4.125%
HK$24,384
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,484/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,768/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,526
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,211
−HK$695/mo
Today · 4.125%
HK$26,906
baseline
▲ 0.50% · 4.625%
HK$28,324
+HK$1,418/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,812/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$774/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,592
+HK$1,582/mo
Deposit HK$1.34M · loan HK$5.37M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,228
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,958
−HK$741/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,513/mo
Deposit HK$1.34M · loan HK$5.37M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,005
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$821/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,317
+HK$1,682/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,930
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,706
−HK$787/mo
Today · 4.125%
HK$30,493
baseline
▲ 0.50% · 4.625%
HK$32,100
+HK$1,607/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,986/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,534
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,391
−HK$870/mo
Today · 4.125%
HK$29,261
baseline
▲ 0.50% · 4.625%
HK$31,041
+HK$1,780/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,522/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,632
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,453
−HK$834/mo
Today · 4.125%
HK$32,287
baseline
▲ 0.50% · 4.625%
HK$33,989
+HK$1,702/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,574/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,252 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).