▼ 0.50% · 3.625%
HK$18,039
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,600
−HK$570/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,336
+HK$1,166/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,068
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$546/mo
Today · 4.125%
HK$21,152
baseline
▲ 0.50% · 4.625%
HK$22,267
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,304/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,842
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,460
−HK$627/mo
Today · 4.125%
HK$21,087
baseline
▲ 0.50% · 4.625%
HK$22,370
+HK$1,283/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,174/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$600/mo
Today · 4.125%
HK$23,267
baseline
▲ 0.50% · 4.625%
HK$24,494
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,534/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$684/mo
Today · 4.125%
HK$23,004
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,400/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$46,008/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,727
−HK$655/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,720
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,450
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$741/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,437
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,088
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$710/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,254
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,040
−HK$798/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,471
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,095
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,848
−HK$765/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,174
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$855/mo
Today · 4.125%
HK$28,755
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,749/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,510/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,102
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,909
−HK$819/mo
Today · 4.125%
HK$31,728
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,672/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,456/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,862
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$912/mo
Today · 4.125%
HK$30,672
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,866/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,344/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$873/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$1,784/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$969/mo
Today · 4.125%
HK$32,589
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,178/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,115
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,030
−HK$928/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$37,854
+HK$1,896/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,026/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$983/mo
Today · 4.125%
HK$38,074
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,148/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).