▼ 0.50% · 3.625%
HK$16,119
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,620
−HK$510/mo
Today · 4.125%
HK$17,130
baseline
▲ 0.50% · 4.625%
HK$18,172
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,260/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,932
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,413
−HK$488/mo
Today · 4.125%
HK$18,901
baseline
▲ 0.50% · 4.625%
HK$19,897
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,802/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,731
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,282
−HK$561/mo
Today · 4.125%
HK$18,843
baseline
▲ 0.50% · 4.625%
HK$19,989
+HK$1,146/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,686/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,725
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,254
−HK$537/mo
Today · 4.125%
HK$20,791
baseline
▲ 0.50% · 4.625%
HK$21,887
+HK$1,096/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,582/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,343
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,944
−HK$612/mo
Today · 4.125%
HK$20,556
baseline
▲ 0.50% · 4.625%
HK$21,806
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,112/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,519
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,096
−HK$585/mo
Today · 4.125%
HK$22,681
baseline
▲ 0.50% · 4.625%
HK$23,877
+HK$1,196/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,362/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,955
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,606
−HK$663/mo
Today · 4.125%
HK$22,269
baseline
▲ 0.50% · 4.625%
HK$23,624
+HK$1,355/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,538/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$634/mo
Today · 4.125%
HK$24,571
baseline
▲ 0.50% · 4.625%
HK$25,866
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,142/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,567
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$714/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,441
+HK$1,459/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,178
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,930
−HK$765/mo
Today · 4.125%
HK$25,695
baseline
▲ 0.50% · 4.625%
HK$27,258
+HK$1,563/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,898
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$731/mo
Today · 4.125%
HK$28,351
baseline
▲ 0.50% · 4.625%
HK$29,846
+HK$1,495/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,702/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,593
−HK$815/mo
Today · 4.125%
HK$27,408
baseline
▲ 0.50% · 4.625%
HK$29,075
+HK$1,667/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$54,816/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,691
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,461
−HK$781/mo
Today · 4.125%
HK$30,242
baseline
▲ 0.50% · 4.625%
HK$31,836
+HK$1,594/mo
Deposit HK$1.41M · loan HK$5.66M · min. income ≈ HK$60,484/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,402
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,255
−HK$866/mo
Today · 4.125%
HK$29,121
baseline
▲ 0.50% · 4.625%
HK$30,892
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,242/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,485
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,302
−HK$830/mo
Today · 4.125%
HK$32,132
baseline
▲ 0.50% · 4.625%
HK$33,825
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,264/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,917
−HK$917/mo
Today · 4.125%
HK$30,834
baseline
▲ 0.50% · 4.625%
HK$32,710
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,668/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$878/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$35,815
+HK$1,793/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$212,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).