▼ 0.50% · 3.625%
HK$18,757
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,340
−HK$593/mo
Today · 4.125%
HK$19,933
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,866/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,867
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,426
−HK$568/mo
Today · 4.125%
HK$21,994
baseline
▲ 0.50% · 4.625%
HK$23,154
+HK$1,160/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,988/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,274
−HK$652/mo
Today · 4.125%
HK$21,926
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,335/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,852/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,954
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,569
−HK$625/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,469
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,208
−HK$712/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$681/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,784
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,384
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,142
−HK$771/mo
Today · 4.125%
HK$25,913
baseline
▲ 0.50% · 4.625%
HK$27,490
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,826/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,127
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,854
−HK$739/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,100
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,260
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,076
−HK$830/mo
Today · 4.125%
HK$27,906
baseline
▲ 0.50% · 4.625%
HK$29,604
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,812/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,997
−HK$795/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,415
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,135
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,011
−HK$889/mo
Today · 4.125%
HK$29,900
baseline
▲ 0.50% · 4.625%
HK$31,719
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,800/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,300
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$851/mo
Today · 4.125%
HK$32,991
baseline
▲ 0.50% · 4.625%
HK$34,730
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,982/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,945
−HK$948/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,834
+HK$1,941/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,387
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$909/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$1,855/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,879
−HK$1,007/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,948
+HK$2,062/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,474
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,425
−HK$965/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$1,971/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,762
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$1,067/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$2,183/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,560
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,022/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,086/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).