▼ 0.50% · 3.625%
HK$18,634
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,214
−HK$588/mo
Today · 4.125%
HK$19,802
baseline
▲ 0.50% · 4.625%
HK$21,007
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,604/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,286
−HK$564/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$648/mo
Today · 4.125%
HK$21,783
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$620/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,361
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$707/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,209
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$677/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,602
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,224
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$765/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,567/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$733/mo
Today · 4.125%
HK$28,405
baseline
▲ 0.50% · 4.625%
HK$29,902
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,810/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$824/mo
Today · 4.125%
HK$27,723
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,446/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,800
−HK$790/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,202
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$884/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,511
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,095
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$846/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,503
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,742
−HK$942/mo
Today · 4.125%
HK$31,684
baseline
▲ 0.50% · 4.625%
HK$33,612
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,368/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,168
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,058
−HK$902/mo
Today · 4.125%
HK$34,960
baseline
▲ 0.50% · 4.625%
HK$36,803
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,920/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,678
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,663
−HK$1,001/mo
Today · 4.125%
HK$33,664
baseline
▲ 0.50% · 4.625%
HK$35,712
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,328/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,241
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,186
−HK$959/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,103
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,541
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,584
−HK$1,060/mo
Today · 4.125%
HK$35,644
baseline
▲ 0.50% · 4.625%
HK$37,813
+HK$2,169/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,288/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,314
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,315
−HK$1,015/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,403
+HK$2,073/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,156 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).