▼ 0.50% · 3.625%
HK$17,247
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,784
−HK$545/mo
Today · 4.125%
HK$18,329
baseline
▲ 0.50% · 4.625%
HK$19,444
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,658/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,187
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,702
−HK$522/mo
Today · 4.125%
HK$20,224
baseline
▲ 0.50% · 4.625%
HK$21,290
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,448/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,972
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,562
−HK$600/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,324/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,106
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,672
−HK$574/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,419
+HK$1,173/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,697
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,340
−HK$655/mo
Today · 4.125%
HK$21,995
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,990/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,642
−HK$627/mo
Today · 4.125%
HK$24,269
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,279/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,538/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$708/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,277
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$678/mo
Today · 4.125%
HK$26,291
baseline
▲ 0.50% · 4.625%
HK$27,677
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,582/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$763/mo
Today · 4.125%
HK$25,660
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,320/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$731/mo
Today · 4.125%
HK$28,314
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,628/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,871
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,676
−HK$817/mo
Today · 4.125%
HK$27,493
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,986/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,781
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,553
−HK$783/mo
Today · 4.125%
HK$30,336
baseline
▲ 0.50% · 4.625%
HK$31,935
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,672/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,454
−HK$872/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,700
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$835/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,320
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,232
−HK$927/mo
Today · 4.125%
HK$31,159
baseline
▲ 0.50% · 4.625%
HK$33,055
+HK$1,896/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,318/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,619
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,493
−HK$888/mo
Today · 4.125%
HK$34,381
baseline
▲ 0.50% · 4.625%
HK$36,193
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,762/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,011
−HK$981/mo
Today · 4.125%
HK$32,992
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,984/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,464
−HK$939/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,322
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,912 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).