▼ 0.50% · 3.625%
HK$14,597
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,051
−HK$461/mo
Today · 4.125%
HK$15,512
baseline
▲ 0.50% · 4.625%
HK$16,456
+HK$944/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,024/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,239
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,675
−HK$441/mo
Today · 4.125%
HK$17,116
baseline
▲ 0.50% · 4.625%
HK$18,019
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,232/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,057
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,556
−HK$508/mo
Today · 4.125%
HK$17,064
baseline
▲ 0.50% · 4.625%
HK$18,102
+HK$1,038/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,128/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,863
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,342
−HK$486/mo
Today · 4.125%
HK$18,828
baseline
▲ 0.50% · 4.625%
HK$19,821
+HK$993/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,656/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,517
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,061
−HK$554/mo
Today · 4.125%
HK$18,615
baseline
▲ 0.50% · 4.625%
HK$19,748
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,230/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,487
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,010
−HK$530/mo
Today · 4.125%
HK$20,540
baseline
▲ 0.50% · 4.625%
HK$21,622
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,080/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,976
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,567
−HK$599/mo
Today · 4.125%
HK$20,166
baseline
▲ 0.50% · 4.625%
HK$21,393
+HK$1,227/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,332/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,111
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,677
−HK$574/mo
Today · 4.125%
HK$22,251
baseline
▲ 0.50% · 4.625%
HK$23,424
+HK$1,173/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,502/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,072
−HK$645/mo
Today · 4.125%
HK$21,717
baseline
▲ 0.50% · 4.625%
HK$23,039
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,434/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,735
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,345
−HK$618/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,226
+HK$1,263/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,896
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,577
−HK$692/mo
Today · 4.125%
HK$23,269
baseline
▲ 0.50% · 4.625%
HK$24,685
+HK$1,416/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,538/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$663/mo
Today · 4.125%
HK$25,675
baseline
▲ 0.50% · 4.625%
HK$27,028
+HK$1,353/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,350/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,082
−HK$738/mo
Today · 4.125%
HK$24,820
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,510/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,640/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,983
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,679
−HK$707/mo
Today · 4.125%
HK$27,386
baseline
▲ 0.50% · 4.625%
HK$28,830
+HK$1,444/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,772/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$784/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,605/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,607
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,347
−HK$751/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,632
+HK$1,534/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,092
−HK$830/mo
Today · 4.125%
HK$27,922
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,844/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$796/mo
Today · 4.125%
HK$30,810
baseline
▲ 0.50% · 4.625%
HK$32,434
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,620/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).