▼ 0.50% · 3.625%
HK$3,248
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$103/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$210/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$99/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$200/mo
Deposit HK$712K · loan HK$712K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$108/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$221/mo
Deposit HK$641K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$123/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$252/mo
Deposit HK$570K · loan HK$855K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$118/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$241/mo
Deposit HK$570K · loan HK$855K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$133/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,760
+HK$273/mo
Deposit HK$499K · loan HK$926K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$128/mo
Today · 4.125%
HK$4,951
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$261/mo
Deposit HK$499K · loan HK$926K · min. income ≈ HK$9,902/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$143/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$294/mo
Deposit HK$427K · loan HK$997K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$138/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$281/mo
Deposit HK$427K · loan HK$997K · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$315/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$148/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$301/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$165/mo
Today · 4.125%
HK$5,523
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$336/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,046/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$158/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$321/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,522
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$175/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$357/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$168/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,816
+HK$341/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,028
−HK$185/mo
Today · 4.125%
HK$6,213
baseline
▲ 0.50% · 4.625%
HK$6,591
+HK$378/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,426/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$176/mo
Today · 4.125%
HK$6,855
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$362/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,710/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).