▼ 0.50% · 3.625%
HK$3,112
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$98/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$201/mo
Deposit HK$682K · loan HK$682K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$94/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$192/mo
Deposit HK$682K · loan HK$682K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$108/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$614K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$104/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$212/mo
Deposit HK$614K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,850
−HK$118/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$242/mo
Deposit HK$546K · loan HK$819K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$113/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$231/mo
Deposit HK$546K · loan HK$819K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$262/mo
Deposit HK$478K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$123/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$478K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,912
+HK$282/mo
Deposit HK$409K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,977
−HK$132/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$269/mo
Deposit HK$409K · loan HK$955K · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$148/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$301/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$142/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$288/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$157/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$322/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$150/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$167/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$342/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$160/mo
Today · 4.125%
HK$6,203
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$327/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,406/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$177/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,315
+HK$362/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$169/mo
Today · 4.125%
HK$6,568
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$346/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$13,136/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).