▼ 0.50% · 3.625%
HK$3,390
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,495
−HK$107/mo
Today · 4.125%
HK$3,602
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$219/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,204/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,872
−HK$103/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$209/mo
Deposit HK$743K · loan HK$743K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,845
−HK$117/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$242/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$113/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$231/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$129/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$263/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$124/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$251/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$139/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$520K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$133/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$272/mo
Deposit HK$520K · loan HK$966K · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$150/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$307/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$144/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$293/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$160/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$372K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$314/mo
Deposit HK$372K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$172/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$164/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,695
+HK$336/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$182/mo
Today · 4.125%
HK$6,124
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,248/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$174/mo
Today · 4.125%
HK$6,757
baseline
▲ 0.50% · 4.625%
HK$7,113
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,514/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$193/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$394/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,970
−HK$184/mo
Today · 4.125%
HK$7,154
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,308/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).