▼ 0.50% · 3.625%
HK$2,730
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,815
−HK$87/mo
Today · 4.125%
HK$2,902
baseline
▲ 0.50% · 4.625%
HK$3,078
+HK$176/mo
Deposit HK$599K · loan HK$599K · min. income ≈ HK$5,804/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,038
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,119
−HK$83/mo
Today · 4.125%
HK$3,202
baseline
▲ 0.50% · 4.625%
HK$3,371
+HK$169/mo
Deposit HK$599K · loan HK$599K · min. income ≈ HK$6,404/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,097
−HK$95/mo
Today · 4.125%
HK$3,192
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$194/mo
Deposit HK$539K · loan HK$659K · min. income ≈ HK$6,384/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,341
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,431
−HK$91/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,708
+HK$186/mo
Deposit HK$539K · loan HK$659K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$104/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$212/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$99/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$203/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$112/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$230/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$107/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$220/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$120/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$248/mo
Deposit HK$359K · loan HK$838K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$115/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$237/mo
Deposit HK$359K · loan HK$838K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$130/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$264/mo
Deposit HK$299K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$253/mo
Deposit HK$299K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$138/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$282/mo
Deposit HK$239K · loan HK$958K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,860
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$132/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$270/mo
Deposit HK$239K · loan HK$958K · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$147/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$141/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$155/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$318/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$149/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,067
+HK$304/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).