▼ 0.50% · 3.625%
HK$3,272
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$103/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,689
+HK$212/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,640
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$99/mo
Today · 4.125%
HK$3,837
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$202/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$7,674/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$114/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$233/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$222/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$119/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$135/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$129/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$145/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$296/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,096
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$139/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$283/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$155/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$317/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$148/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$166/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$338/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$158/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$175/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$169/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,073
−HK$186/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$381/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$178/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$364/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).