▼ 0.50% · 3.625%
HK$3,089
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,185
−HK$98/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$199/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$93/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$191/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$108/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$220/mo
Deposit HK$610K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$103/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$210/mo
Deposit HK$610K · loan HK$745K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,707
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$117/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$240/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$112/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,576
+HK$230/mo
Deposit HK$542K · loan HK$813K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$127/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$260/mo
Deposit HK$474K · loan HK$881K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$122/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$248/mo
Deposit HK$474K · loan HK$881K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$137/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$279/mo
Deposit HK$406K · loan HK$948K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$131/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$267/mo
Deposit HK$406K · loan HK$948K · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$147/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$140/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$286/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$156/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$320/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$149/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$306/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$340/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$158/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$325/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,733
−HK$176/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,351
−HK$169/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,863
+HK$343/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).