▼ 0.50% · 3.625%
HK$2,766
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$88/mo
Today · 4.125%
HK$2,940
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,880/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,160
−HK$84/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,137
−HK$97/mo
Today · 4.125%
HK$3,234
baseline
▲ 0.50% · 4.625%
HK$3,430
+HK$196/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$6,468/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,476
−HK$92/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,756
+HK$188/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,319
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,742
+HK$214/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$100/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$206/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$114/mo
Today · 4.125%
HK$3,822
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$232/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$7,644/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$109/mo
Today · 4.125%
HK$4,217
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$222/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$8,434/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$123/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$250/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$117/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$239/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$269/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$125/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$257/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$139/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$287/mo
Deposit HK$243K · loan HK$970K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$273/mo
Deposit HK$243K · loan HK$970K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$148/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$142/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$157/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$151/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).