▼ 0.50% · 3.625%
HK$3,132
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,230
−HK$99/mo
Today · 4.125%
HK$3,329
baseline
▲ 0.50% · 4.625%
HK$3,531
+HK$202/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$6,658/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,578
−HK$95/mo
Today · 4.125%
HK$3,673
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$193/mo
Deposit HK$687K · loan HK$687K · min. income ≈ HK$7,346/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,445
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$108/mo
Today · 4.125%
HK$3,661
baseline
▲ 0.50% · 4.625%
HK$3,884
+HK$223/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$7,322/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$104/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$213/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,759
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$114/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$233/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$129/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$263/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$124/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$251/mo
Deposit HK$481K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$139/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$283/mo
Deposit HK$412K · loan HK$962K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,009
−HK$133/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$271/mo
Deposit HK$412K · loan HK$962K · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$149/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$304/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,367
−HK$142/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$290/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$159/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$151/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$169/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$344/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$162/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$329/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$178/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$365/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$171/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$348/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).