▼ 0.50% · 3.625%
HK$3,033
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$96/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$196/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$92/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$187/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$106/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$215/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$206/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,640
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,753
−HK$115/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$235/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$110/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$225/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,943
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$124/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$255/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$120/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$243/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$135/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$274/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$128/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$263/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$144/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$294/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$138/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$281/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$153/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$299/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$333/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,736
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,890
−HK$156/mo
Today · 4.125%
HK$6,046
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$319/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,092/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$173/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,074
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$165/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).