▼ 0.50% · 3.625%
HK$2,545
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,625
−HK$80/mo
Today · 4.125%
HK$2,705
baseline
▲ 0.50% · 4.625%
HK$2,870
+HK$165/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,410/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,832
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$77/mo
Today · 4.125%
HK$2,985
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$157/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,970/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$89/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$181/mo
Deposit HK$502K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$85/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$173/mo
Deposit HK$502K · loan HK$614K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,055
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,150
−HK$96/mo
Today · 4.125%
HK$3,246
baseline
▲ 0.50% · 4.625%
HK$3,444
+HK$198/mo
Deposit HK$447K · loan HK$670K · min. income ≈ HK$6,492/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$93/mo
Today · 4.125%
HK$3,582
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$188/mo
Deposit HK$447K · loan HK$670K · min. income ≈ HK$7,164/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$105/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,731
+HK$214/mo
Deposit HK$391K · loan HK$726K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$100/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$205/mo
Deposit HK$391K · loan HK$726K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$113/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$230/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$108/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$220/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$121/mo
Today · 4.125%
HK$4,058
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$246/mo
Deposit HK$279K · loan HK$837K · min. income ≈ HK$8,116/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,248
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$115/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$236/mo
Deposit HK$279K · loan HK$837K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$129/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$263/mo
Deposit HK$223K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$124/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$251/mo
Deposit HK$223K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$137/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$279/mo
Deposit HK$167K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$131/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$268/mo
Deposit HK$167K · loan HK$949K · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$145/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$296/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$139/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$283/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).