▼ 0.50% · 3.625%
HK$20,827
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,475
−HK$658/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,480
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$630/mo
Today · 4.125%
HK$24,422
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,287/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,844/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$724/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,828
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$693/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,770
−HK$790/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,550
−HK$756/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,076
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,918
−HK$855/mo
Today · 4.125%
HK$28,773
baseline
▲ 0.50% · 4.625%
HK$30,524
+HK$1,751/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,546/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$820/mo
Today · 4.125%
HK$31,749
baseline
▲ 0.50% · 4.625%
HK$33,422
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,498/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$922/mo
Today · 4.125%
HK$30,987
baseline
▲ 0.50% · 4.625%
HK$32,872
+HK$1,885/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,974/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,438
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$883/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$35,993
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,241
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,213
−HK$987/mo
Today · 4.125%
HK$33,200
baseline
▲ 0.50% · 4.625%
HK$35,220
+HK$2,020/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,400/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,755
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,687
−HK$946/mo
Today · 4.125%
HK$36,633
baseline
▲ 0.50% · 4.625%
HK$38,564
+HK$1,931/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,266/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$1,053/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,072
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,067
−HK$1,008/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,135
+HK$2,060/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,407
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$1,119/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,916
+HK$2,289/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,389
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,446
−HK$1,071/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$43,706
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,489
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,655
−HK$1,185/mo
Today · 4.125%
HK$39,840
baseline
▲ 0.50% · 4.625%
HK$42,264
+HK$2,424/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,680/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,706
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,825
−HK$1,135/mo
Today · 4.125%
HK$43,960
baseline
▲ 0.50% · 4.625%
HK$46,277
+HK$2,317/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,920/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,378 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).