▼ 0.50% · 3.625%
HK$15,723
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,212
−HK$497/mo
Today · 4.125%
HK$16,709
baseline
▲ 0.50% · 4.625%
HK$17,726
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,418/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,492
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,961
−HK$476/mo
Today · 4.125%
HK$18,437
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,874/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,296
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,834
−HK$546/mo
Today · 4.125%
HK$18,380
baseline
▲ 0.50% · 4.625%
HK$19,499
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,760/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,241
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,757
−HK$524/mo
Today · 4.125%
HK$20,281
baseline
▲ 0.50% · 4.625%
HK$21,350
+HK$1,069/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,562/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,868
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,455
−HK$596/mo
Today · 4.125%
HK$20,051
baseline
▲ 0.50% · 4.625%
HK$21,271
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,102/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,990
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,553
−HK$571/mo
Today · 4.125%
HK$22,124
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,248/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,440
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,076
−HK$646/mo
Today · 4.125%
HK$21,722
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,322/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,444/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,349
−HK$619/mo
Today · 4.125%
HK$23,968
baseline
▲ 0.50% · 4.625%
HK$25,231
+HK$1,263/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,936/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$696/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$666/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,585
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$745/mo
Today · 4.125%
HK$25,064
baseline
▲ 0.50% · 4.625%
HK$26,589
+HK$1,525/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,128/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,238
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,942
−HK$714/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,457/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,940
−HK$795/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,362
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$761/mo
Today · 4.125%
HK$29,499
baseline
▲ 0.50% · 4.625%
HK$31,054
+HK$1,555/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$58,998/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,730
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,561
−HK$845/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,728/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,736
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,534
−HK$809/mo
Today · 4.125%
HK$31,343
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,652/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,686/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,302
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,182
−HK$895/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,907
+HK$1,830/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,330
−HK$857/mo
Today · 4.125%
HK$33,187
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$1,749/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,374/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).