▼ 0.50% · 3.625%
HK$21,657
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,331
−HK$684/mo
Today · 4.125%
HK$23,015
baseline
▲ 0.50% · 4.625%
HK$24,416
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,030/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,093
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,740
−HK$655/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,734
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$753/mo
Today · 4.125%
HK$25,317
baseline
▲ 0.50% · 4.625%
HK$26,857
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,634/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,214
−HK$721/mo
Today · 4.125%
HK$27,935
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,870/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,989
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,797
−HK$821/mo
Today · 4.125%
HK$27,618
baseline
▲ 0.50% · 4.625%
HK$29,299
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,236/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,912
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,688
−HK$786/mo
Today · 4.125%
HK$30,474
baseline
▲ 0.50% · 4.625%
HK$32,081
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,948/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,154
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$890/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,821/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,322
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$852/mo
Today · 4.125%
HK$33,014
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,740/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,028/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,320
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$959/mo
Today · 4.125%
HK$32,222
baseline
▲ 0.50% · 4.625%
HK$34,182
+HK$1,960/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,444/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,731
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,636
−HK$917/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$1,027/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$2,101/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$983/mo
Today · 4.125%
HK$38,093
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,186/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,652
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,729
−HK$1,096/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$39,065
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,550
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,049/mo
Today · 4.125%
HK$40,632
baseline
▲ 0.50% · 4.625%
HK$42,774
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,264/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,963
−HK$1,163/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,959
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,057
−HK$1,115/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,447
+HK$2,275/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,983
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,196
−HK$1,232/mo
Today · 4.125%
HK$41,428
baseline
▲ 0.50% · 4.625%
HK$43,948
+HK$2,520/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,856/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,368
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,531
−HK$1,180/mo
Today · 4.125%
HK$45,711
baseline
▲ 0.50% · 4.625%
HK$48,121
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,422/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).