▼ 0.50% · 3.625%
HK$20,709
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,354
−HK$654/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,347
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,039
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,657
−HK$627/mo
Today · 4.125%
HK$24,284
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,568/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,780
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,489
−HK$720/mo
Today · 4.125%
HK$24,209
baseline
▲ 0.50% · 4.625%
HK$25,682
+HK$1,473/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,418/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,343
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$689/mo
Today · 4.125%
HK$26,712
baseline
▲ 0.50% · 4.625%
HK$28,120
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,424/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,851
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,624
−HK$786/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$752/mo
Today · 4.125%
HK$29,140
baseline
▲ 0.50% · 4.625%
HK$30,676
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,280/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,760
−HK$850/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,351
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,951
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,754
−HK$815/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,993
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,895
−HK$916/mo
Today · 4.125%
HK$30,811
baseline
▲ 0.50% · 4.625%
HK$32,686
+HK$1,875/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,622/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,255
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$877/mo
Today · 4.125%
HK$33,997
baseline
▲ 0.50% · 4.625%
HK$35,789
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,994/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,064
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$982/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$35,021
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,558
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$941/mo
Today · 4.125%
HK$36,426
baseline
▲ 0.50% · 4.625%
HK$38,346
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,852/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,135
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,166
−HK$1,047/mo
Today · 4.125%
HK$35,213
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,426/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,862
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,851
−HK$1,003/mo
Today · 4.125%
HK$38,854
baseline
▲ 0.50% · 4.625%
HK$40,902
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,708/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,206
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$1,113/mo
Today · 4.125%
HK$37,414
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,828/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,166
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,217
−HK$1,065/mo
Today · 4.125%
HK$41,282
baseline
▲ 0.50% · 4.625%
HK$43,458
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,564/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,277
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,436
−HK$1,178/mo
Today · 4.125%
HK$39,614
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,411/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,228/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,470
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,582
−HK$1,129/mo
Today · 4.125%
HK$43,711
baseline
▲ 0.50% · 4.625%
HK$46,015
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,422/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,203 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).