▼ 0.50% · 3.625%
HK$20,433
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,068
−HK$646/mo
Today · 4.125%
HK$21,714
baseline
▲ 0.50% · 4.625%
HK$23,035
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,428/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,731
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,341
−HK$618/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,222
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,476
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,175
−HK$710/mo
Today · 4.125%
HK$23,885
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,770/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,004
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,675
−HK$680/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,744
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,519
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$775/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,277
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,009
−HK$742/mo
Today · 4.125%
HK$28,751
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,502/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,562
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$839/mo
Today · 4.125%
HK$28,228
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,456/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$804/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$32,789
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,606
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,495
−HK$904/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,249
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,823
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,677
−HK$866/mo
Today · 4.125%
HK$33,543
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,086/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,649
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,602
−HK$969/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,553
+HK$1,982/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,097
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,011
−HK$928/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$37,833
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$1,033/mo
Today · 4.125%
HK$34,742
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,484/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$990/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,355
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$1,098/mo
Today · 4.125%
HK$36,914
baseline
▲ 0.50% · 4.625%
HK$39,160
+HK$2,246/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,828/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,643
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,679
−HK$1,052/mo
Today · 4.125%
HK$40,731
baseline
▲ 0.50% · 4.625%
HK$42,877
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,462/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,923
−HK$1,162/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,463
+HK$2,378/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,916
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,013
−HK$1,113/mo
Today · 4.125%
HK$43,126
baseline
▲ 0.50% · 4.625%
HK$45,400
+HK$2,274/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,252/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,820 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).