▼ 0.50% · 3.625%
HK$20,890
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,539
−HK$661/mo
Today · 4.125%
HK$22,200
baseline
▲ 0.50% · 4.625%
HK$23,550
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,400/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,240
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,863
−HK$632/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,786
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,979
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,693
−HK$727/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,564
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$696/mo
Today · 4.125%
HK$26,945
baseline
▲ 0.50% · 4.625%
HK$28,365
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,890/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$793/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,621/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$759/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$30,944
+HK$1,550/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,157
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,001
−HK$859/mo
Today · 4.125%
HK$28,860
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$57,720/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,211
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,022
−HK$822/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,522
+HK$1,678/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,246
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,155
−HK$925/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,971
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,535
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$885/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,101
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,309
−HK$990/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,859
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,794
−HK$949/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,679
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,423
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,463
−HK$1,056/mo
Today · 4.125%
HK$35,519
baseline
▲ 0.50% · 4.625%
HK$37,681
+HK$2,162/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,038/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,183
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,011/mo
Today · 4.125%
HK$39,192
baseline
▲ 0.50% · 4.625%
HK$41,258
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,384/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,512
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,617
−HK$1,122/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,297/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,507
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,567
−HK$1,075/mo
Today · 4.125%
HK$41,642
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,284/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,601
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,771
−HK$1,188/mo
Today · 4.125%
HK$39,959
baseline
▲ 0.50% · 4.625%
HK$42,391
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,918/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,831
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,953
−HK$1,138/mo
Today · 4.125%
HK$44,091
baseline
▲ 0.50% · 4.625%
HK$46,415
+HK$2,324/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,182/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).